Tougher Times Are Here — But You Don’t Have to Face Them Alone. Insolvencies in New Zealand have jumped 31% in Q1, with sectors like construction, transport, hospitality, and agriculture taking the hardest hits. With rising costs, tighter margins, and softening demand, many businesses look profitable on paper but are quietly bleeding cash. Many clients are still acting as though conditions are “business as usual”—but profitability is eroding quietly, and cashflow issues are looming.
We want you to be on the right side of this shift. Here’s what we’re seeing across key industries, and how we can help you act now to avoid stress later.
Construction & Civil
What’s happening: Insolvencies up 44%. Fixed-price contracts, cashflow gaps, and IRD pressure are pushing even solid operators to the edge.
Our message: “You may be profitable on paper but bleeding cash—let’s model your cashflow weekly.”
How we help:
- Project viability reviews
- Retention & WIP exposure audits
- Cashflow forecasting and funding options
Transport & Delivery
What’s happening: Freight volumes are down, costs are up. Insolvencies have surged 44%.
Our message: “Let’s reforecast based on current volumes, not 2022 highs.”
How we help:
- Route and run profitability analysis
- Cost recovery modelling
- Loan and lease structure reviews
Forestry
What’s happening: Projects on pause, log prices soft, margins tight.
Our message: “Now’s the time to preserve capital. Let’s model a lower-revenue base.”
How we help:
- Forecasting and break-even analysis
- Contract and client viability reviews
- Strategic planning for deferral or pivot
Hospitality
What’s happening: Costs up, discretionary spend down. Insolvencies up 35%.
Our message: “If margins are under 60%, survival is unlikely—let’s cut where it counts.”
How we help:
- Menu and margin review
- Labour cost modelling
- GST and tax debt negotiation support
Hair, Beauty & Wellness
What’s happening: Clients are stretching appointments and cutting back.
Our message: “Let’s review what services are most profitable.”
How we help:
- Service profitability analysis
- Package/pricing refresh
- Loyalty and retention strategy
What You Can Do Now
Book a 1:1 Profit & Cashflow Improvement Session
Ask us for a Client Risk Review – we’ll help you prioritise focus
Let us model best-case vs worst-case cash scenarios
We’re Here to Help You Navigate Our goal is simple: help you get ahead of the pressure, not behind it. Whether it’s negotiating with the IRD, planning for slower months, or deciding how to scale back safely — we’re in your corner.
Ready to act now? Give us a call. Let’s start by protecting what you’ve built.
